Investment Property Loans - Rental Properties & Fix and Flip

Products

Choose the right offering for you

The business of finding and securing an investment property loan to expand your real estate portfolio doesn’t have to be a challenge. Thanks to 5 Arch’s certainty and speed of execution, the funding portion of your next fix and flip or rental property project can be expedited. Our borrower-centric programs provide solutions across your investment strategy and asset class from Single Family Residences to Multifamily. We have the smart capital solution. When time is money, it’s time to lock in with a company that not only works for you but with you!

Find out more: Fix and Flip Loans | Rental Property Loans | Multifamily Loans

 

Borrower Types
Individual or Entity
Personal Guaranty
Generally Required
Property Types
SFR (1-4 units)
Loan Amount
$75,000 - $5 Million
Loan To Value
Up to 85%
Rates
As low as 7.99% / 10.779% APR
Loan Term
6 Months - 24 Months
Prepayment
3 Months to 6 Months

Underwriting Guidelines

Credit Score
620+
Operating History
1 Year
Prior Transactions
2x12
Bankruptcy or Foreclosure
0x36
Borrower Types
Individual or Entity
Personal Guaranty
Generally Required
Property Types[1]
1 - 100 SFR (1-4 units)
Loan Amount
$75,000 - $5 Million
Loan To Value
Up to 70%
Rates
As low as 5.35% / 6.344% APR
Loan Term
3 - 10 Years
Prepayment[2]
Declining Percentage

Underwriting Guidelines

Credit Score
650+
Operating History
2 Years
Prior Transactions
N/A
Bankruptcy or Foreclosure
0x36
Borrower Types
Individual or Entity
Personal Guaranty
Generally Required
Property Types
Multifamily up to 100 units
Loan Amount
up to $7.5 Million per property
Loan to Value
Up to 75%
Rates
as low as 7.99% / 10.779% APR
Loan Term
12 Months + 2 Extensions (6 months each)
Prepayment
3 Months

Underwriting Guidelines

Credit Score
620+
Operating History
1 Year
Prior Transactions
N/A
Bankruptcy or Foreclosure
0x36

Are you an International Investor?

To qualify for the programs above, foreign-owned entities must be actively registered in the state where investment activity is to occur, with an open bank account at a state or federally-chartered bank. Additional internal screening of the entity’s principals may apply.

  1. Up to 100 SFR (1-4 units) may be cross-collateralized per loan. No loan-to-borrower limits.

  2. No Yield Maintenance.

Apply for a loan now